We are here to guide you through the home buying process whether it’s your first home, next home or vacation home.
There are many good reasons to refinance your home mortgage and we are here to make the process as easy as possible.
Whether you're buying your first home, your next home, or even a vacation home, Spirit Mortgage is here to support you every step of the way. We offer a range of loan products and programs tailored to meet your specific needs. Our online application process is quick and convenient, allowing you to apply and upload loan documents whenever and wherever is easiest for you. Your journey to homeownership should be smooth and straightforward. Homebuying starts here.
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We believe that buying a home is more than a transaction - it's a journey made possible by a team of individuals who are dedicated to helping you achieve your homeownership dreams. Our mortgage lending team is made up of industry experts who bring knowledge and expertise that is unmatched - they are the best in the business. With deep West Texas roots, our team is passionate about proving the Ultimate Customer Experience for individuals and families in our local communities. Meet the team who's ready to bring your homeownership dreams to life!
Bianca Ramirez
Vice President
Mortgage Loan Officer
NMLS 1833152
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6604 Frankford Avenue
Lubbock, TX 79424
Phone 806-798-5800 eMail Mortgage@SpiritMortgage.net
4501 First United Bank Parkway
Amarillo, TX 79119
Phone 806-477-1470 eMail Mortgage@SpiritMortgage.net
2904 Garnett
Wichita Falls, TX 76308
Phone 940-322-9900 eMail Mortgage@SpiritMortgage.net
*For your security, please refrain from including confidential personal or account information when using email to communicate with First United Bank or Spirit Mortgage.